Andy Ray
About
Since joining IBM in Rome, Italy, as a Graduate Systems Engineer in 1967, Andy has been a thoroughly “corporate professional” — working at the likes of IBM, Bank of America, HSBC, Otis Elevators, VISA International, and back at IBM again. His expertise has been mainly in Banking and Financial Technology area and large-scale Programme Management involving £200m investment and nearly 400 staff members.
As early as 1996, at VISA International, Andy successfully pioneered the world’s largest e-commerce pilot with 112 major European banks. He also helped establish from scratch China’s entry into the global Card Payments System — and today China Union Pay is the world’s largest card issuer, surpassing both VISA and MasterCard.
As a Strategic Consultant, Andy also worked on assignments for the World Bank Investment Centre, the European Commission, and the UK Government; and has lived/worked in diverse countries such as Italy, Germany, the USA, UK, the Middle East , India, and China.
Andy has held seminars at the University College, Oxford, and the London School of Economics, and has been a regular conference speaker in the banking industry.
To transfer his four decades of practical, professional, insights to Management and Finance theories, Andy has also started part-time teaching for the past eight years — covering Quality Assured/Approved subjects in Finance, Leadership, and Programme Management; they range from Undergraduate (Level 4) to Doctorate (Level 8) as well as Chartered Institute of Management Accountants (CIMA) programmes.
Privately, Andy has been a keen activist in the community and voluntary sectors.










